Tuesday, May 11, 2010

How to Check for Identity Theft




How to Get Tickets Due to Identity Theft Off Your Record------------------
Getting a ticket off your record that was caused by identity theft can be a challenge. With patience and persistence, you can have the offending ticket removed from your record and clear you name without paying any fines or fees. You will need to contact the police department and department of motor vehicles in your jurisdiction first, regardless of where the ticket was issued. For some tickets, the agencies in your jurisdiction can handle the issue completely. For more serious tickets, you may need to contact the police department that issued the ticket.

How to Get Tickets Due to Identity Theft Off Your Record

Step 1

Organize your information. Make copies of your driver's license, Social Security card and passport, if applicable. Summarize all the facts on the ticket and identity theft such as the ticket number, ticket description, fake identification document used and any proof you have that you did not receive the ticket.

Step 2

Contact your local police department and report the crime. It is best to go in person and take your organized information. Fill out any requested forms. Depending on where you live, you may fill out a police report called an impersonation report that will be sent to the clerk of courts for additional processing. You may also be required to give your fingerprints and photograph at the police station. If a ticket resulted in an arrest, make sure to obtain a clearance letter and request that the original complaint be officially amended to indicate the identity theft.



Contact the department of motor vehicles and ask to have your account flagged for fraud. Based on your location, you may be required to obtain a new driver's license that has a new license number. Obtain a copy of your driver's license record to determine any discrepancies and note any information that provides clues on the impostor. Request that the ticket and any inaccurate information be removed from your record.

Step 4

Contact the data-reporting companies ChoicePoint and LexisNexis to remove the ticket information from your account. These companies sell personal information to companies that can affect hiring decisions, insurance rates and credit worthi
Step 5

Contact Experian, TransUnion and Equifax to verify that the ticket is not part of your record. Tickets can affect your credit rating and ability to obtain financing. Ask for a fraud alert to be placed on your account. Check your credit report every three months for a year to make sure the identity theft has not affected your financial records.

Tips & Warnings

Keep a log of all your contacts, visits, reports and information during your investigation.
If a warrant was issued as a result of the ticket, keep a copy of your clearance letter as evidence for use during routine traffic stops.

Things You'll Need:

Copies of your driver's license, Social Security card, passport.
Copy of your driver's license record.
Credit report.

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